Yield Calculator for Swiss Real Estate
Calculate gross/net yield, cap rate and cash-on-cash including mortgage costs. Plus a 5-year IRR approximation with appreciation.
Renditerechner Schweiz
Cap Rate, Brutto-/Nettorendite, Cash-on-Cash & 5-Jahres-IRR für Renditeobjekte
Erweiterte Optionen (Finanzierung & Wertsteigerung)
Bruttorendite
4.80 %
Nettorendite / Cap Rate
3.96 %
Cash-on-Cash
12.24 %
IRR (5J, indikativ)
20.24 %
Cashflow (Jahr)
- Bruttomiete (12 Mt.)
- CHF 144'000
- Effektiv (nach Leerstand)
- CHF 136'800
- - Betriebskosten
- - CHF 18'000
- NOI (Net Operating Income)
- CHF 118'800
- - Hypothek-Zins (1.20 %)
- - CHF 27'000
- Cashflow vor Steuern
- CHF 91'800
Disclaimer: Indikative Berechnung. NOI = effektive Mieteinnahmen minus Betriebskosten. Cap Rate = NOI / Kaufpreis (= Nettorendite in CH). 5-Jahres-IRR ist eine vereinfachte Annäherung (Cashflow + erwartete Wertsteigerung, ohne Steuern und Verkaufskosten). Keine Finanzberatung.
Which yield metric when?
Gross yield is the quick benchmark (gross rental income / purchase price), but it hides operating costs and vacancy. Only net yield is realistic.
The Cap Rate (Capitalization Rate) is the internationally accepted standard metric: NOI / purchase price. In Switzerland, cap rates run 2.5-3.5 % for premium locations, 4-5 % for solid income properties, 5-7 % for higher risk.
Cash-on-Cash accounts for financing and shows the return on equity invested. Thanks to the Swiss low-rate environment, cash-on-cash returns of 6-9 % are achievable at 70 % LTV — the leverage effect.
Off-market income properties from CHF 2M
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